Through 4/30/07 HSBC is offering a 6 % rate on savings accounts. This is only for “new money”. So it will not jump up the rate on any money you currently have on deposit (arg), but if you add new money to your account, it will receive the new rate. Here is the fine print [...] Read more »
How Bankruptcy Works
How Bankruptcy Works Read more »
High Interest Saving Accounts
I’ve tried two higher interest saving accounts. These rates beat any local rates I could find by a long shot. The first one was ING Direct. The whole process was very simple for this bank. Their website is very friendly and easy to navigate. Transferring money into the account was also a snap. HSBC was [...] Read more »
Use Google to Calculate Monthly Payments
Fun tool to have Google calculate your monthly loan payments. Read more »
Free Personal Finance Software
Jgnash is a nice piece of free software. It is very simple to use, not filled with over complicated features. I also like that it runs straight from a single executable file, it does not need to be installed. This also makes it a snap to just download and take for a test run. Jgnash [...] Read more »
Student Loan Payoff
I recently paid off my student loan debt. Felt great! I have been out of college since 1995. That is 11 years of debt that was hanging over me. Part of the problem was right after school everyone told me. “Don’t worry about student loan debt.” Not sure why everyone felt this was good advice, [...] Read more »
Using Google Spreadsheets to Help With Your Finances.
First off, I love spreadsheets. What a great way to calculate, track, or run what if’s. Spread sheets along with many other things follow the same rule…garbage in = garbage out. I might start a spread sheet for budgeting, but I find I quickly fall behind with updating the spread sheet because maybe it’s stored [...] Read more »
Michigan Financial Crisis
Governor Granholm (Democrat, Canada) is warning us that Michigan is in a financial crisis. I wonder who has been in charge the last few years…wait it is Mrs Granholm herself. So really she has run Michigan and it’s economy into the ground. I truly believe if Dick Devos had won, we would see a changed [...] Read more »
Gathering Tax Information
Now is the time of year that all those tax documents should be arriving in the mail. The law states that all documents be mailed out by Jan 31st. Many companies wait until that very date to mail things out. (some even later). So they should be arriving at your homes during the next few [...] Read more »
Fed Leaves Key Rate Unchanged
Federal Open Market Committee announced today that it will keep the fed funds target rate at 5.25%. The committee determined that, though “some inflation risks remain,” the economy is expected to grow at a “moderate pace,” and the housing market is showing “tentative signs of stabilization.” Read more »