What makes up your FICO score? 35% of your score is based on your debt history. 30% is based on your debt level. 15% is based on the length of time you’ve been in debt. 10% is based on new debt. 10% is based on type of debt. Read more »
How much $ per taxpayer?
How much money per taxpayer is all the bailout and stimulus really worth? Many taxpaying citizens like myself really do think the money would be better off going back to the taxpayers. But how much really? I have heard numbers from $1 million per taxpayer, and other figures all over the place. Here is your [...] Read more »
What are Collection Triggers?
In an effort to help financial services organizations collect on large volumes of uncollected debt, Experian(R), a global information solutions provider, today announced the launch of Collection Triggers(SM). Collection Triggers is a robust and flexible collections solution that monitors a company’s portfolio of collections accounts. When new information on one of these accounts becomes available, [...] Read more »
How Bankruptcy Works
How Bankruptcy Works Read more »
Student Loan Payoff
I recently paid off my student loan debt. Felt great! I have been out of college since 1995. That is 11 years of debt that was hanging over me. Part of the problem was right after school everyone told me. “Don’t worry about student loan debt.” Not sure why everyone felt this was good advice, [...] Read more »